The Wealthsimple link below is our invite link — signing up through it usually comes with a cash bonus for both of us, at no extra cost to you. It helps keep the map free.
Life on the road still needs a place for your money, and a branch you have to drive to is the opposite of useful when you are three provinces away. Wealthsimple is a Canadian investing and banking app: commission-free investing plus a no-fee spending and cash account you can run entirely from your phone, no branch required.
Why it works for nomads
The whole thing lives on your phone. You can move money, invest, and spend from a no-fee account without ever walking into a building — which is exactly what you want when your address is wherever you parked. For a full-timer, removing the branch from banking is not a nicety; it is the difference between banking working on the road and not. Signing up through this invite usually comes with a cash bonus for both of us.
A note on scope
This is a banking and investing tool, not financial advice. Whether commission-free investing or a particular account suits you depends on your own situation, and we are not the people to tell you how to invest. What we can say is that running money from a phone, with no fees on the spending side, removes a real friction of mobile life. Read the residency guide too, since where you bank and where you are a resident for tax purposes are connected questions.
The short version
Wealthsimple puts commission-free investing and a no-fee spending account on your phone, so banking does not need a branch you cannot reach. That branchless setup is what makes it suit road life. Use the invite link for a bonus to both of us, and pair it with the mail and residency guide for the tax-residency side of handling money on the move.